Our practice grandbaby born to friends Nick and Diana the day before Thanksgiving.
678-439-8683FHA Home Loans
Monday, November 30, 2009
Monday's Examiner.com article - Mortgage application denials?
Some numbers simply do not have the weight to capture headlines yet still are very telling about the mortgage industry and the economy. While researchers track numbers like housing starts, the number of applications accepted or the rate of foreclosure you rarely, if ever, see numbers which may tell a deeper story. In this instance the subject is the number of denied mortgage applications.
If you have your story to share I would love to hear it. Just call me at 678-439-8683
Sunday, November 29, 2009
HUD continues $100 down program - my article today on Examiner.com
Atlanta, as well as other major metropolitan areas, is well inventoried with foreclosed homes owned by the Department of Housing and Urban Development (HUD). A search at the HUD sales site for Georgia at the time of this article resulted in 2292 listings of single family properties owned by the Department. With listing time averaging as much as nine months it is easy to understand how the seller with the best incentives will stand a great advantage in the market.
via examiner.com
With 2292 HUD owned homes listed for sale in the Georgia market taking advantage of the FHA/HUD $100 down payment program makes more sense for home buyers who may also qualify for the home buyer's tax credits.
In Georgia call me at 678-439-8683 or email me at reibroker@mail.com and I'll help with answers to your questions and as much guidance as I can. If you are an agent I can show you how to capitalize on this program and will consider co-marketing with you.
Saturday, November 28, 2009
Buy and bail: Walking away from mortgages (my Examiner.com article today)
My Examiner.com Mortgage Industry article from 11/28 -
Industry insiders call it buy and bail. Home owners faced with rising rates or simply declining values will purchase a new home at lower market prices and lower fixed rates and simply leave the other property to be foreclosed upon. Many call into questions the ethics of such a decision while others defend it as a solid business move saying it is neither immoral nor unethical.
Brent T. White, a University of Arizona law school professor, recently published (read it all and subscribe for free :)Friday, November 27, 2009
Wednesday, November 25, 2009
Welcome the Season of Joy!
FHA/VA/Conv - Construction
FHA 203k Rehab Loan Specialist
Cell 678-439-8683
http://kennycook.com
Reverse mortgages under fire
Some of you know I am writing at Examiner.com as the Mortgage Industry Examiner from the Atlanta edition. There are many viewpoints and experiences with reverse mortgages. I would love to read yours or hear them. Feel free to call and share at 678-439-8683
Essentially the HECM is a refinance loan which works in the reverse manner from a standard home mortgage. Instead of the home owner leveraging the equity in their property and borrowing a lump sum using their home as collateral the lender will send a check to the home owner on a monthly basis and slowly consume the equity.
Tuesday, November 24, 2009
This morning's article on Examiner.com - thanks for reading!
My article this morning on Examiner.com should be shared with all of your friends, family or clients who may be facing foreclosure, default or bankruptcy. With the equity bleeding out of American housing, increasing numbers of jobless home owners and Federal bank bailouts not working according to plan it is the perfect storm for raiders of hope.
Monday, November 23, 2009
Life's too short for oatmeal
My wife will probably think I came up with this ad campaign.
Nope. FHA/VA/Conv - ConstructionFHA 203k Rehab Loan Specialist
Cell 678-439-8683
http://kennycook.com
Sunday, November 22, 2009
Improving privacy on Facebook is easy | Twitterbits
Facebook users with more than two friends may want to choose which friend can access which information. Using the game “Armies” as an example let us review how simple it is to create a separate user group and choose how members of that group can interact with you on Facebook. I have chosen Armies because my wall was recently violated by an endless stream of posts from a member of that group. Instead of blocking her, which would have removed her as a valued member of my army, I chose to block all members of my group ARMIES from almost all of their ability to interact with me.
Since there are “real friends” on ARMIES I also created a subgroup called “ARMFRIENDS” to which I can add them so they can interact with me on my wall and other aspects of Facebook.
First you need to create a group. If you have never done so it is very simple.
- Log in to your Facebook account
- Click on the “Friends” link in the blue link bar at the top of the page
- Click on the “Create New List” button
- Enter the name of your new list in the text field in the pop-up
- Add members to the list
- Click the “Finish” button
Now that you have a list created and have added members from your contacts to your new list you can set the privacy setting for that group. In fact you can pretty much keep everyone from that group from doing almost anything with you. The following steps will allow you to block members of your new group from interacting with you as members of that group. Keep in mind if a member of this group is
also a member of another group they may be able to interact with you as members of that other group according to the privacy settings for that other group.
- Log in to your account
- Mouseover the “Settings” link in the blue link bar at the top of your screen
- Click on the “Privacy Settings” link
- Click on the “Profile” link
- Start selecting the drop downs and click on “Customize”
- Features that allow you to block entire lists will a text field labeled “Except these people”
- Type in names of individuals or entire lists
- Repeat for every attribute you wish to block
- Click the “Save Settings” button
- You just modified your privacy to block an entire list!
Remember, if there are people who are on that list you wish to be able to interact with you then you MUST add them to another list which allows them to interact with you in the ways you wish. Also if someone you want to block is on two or more lists they may still be able to interact with you through one of the other lists they are on.
Be sure to list to Social Media Edge Radio every Tuesday at Noon Eastern. This week’s special guest is @ChrisBrogan
Follow me on Twitter @TheKenCook
via twitterbits.com
Take 2! Chris Brogan live on Blog Talk Tuesday
If you caught the first video of my cats I apologize :)
Here's the deal - this Tuesday on Social Media Edge Radio join us for our guest Chris Brogan at noon EST at http://blogtalkradio.com/jckc this Tuesday, November 24 Make sure to join oir Facebook page at http://facebook.com/socialmediaedge - consistently a top featured show on Blog Talk Radio in the Social Media genreFHA/VA/Conv - Construction
FHA 203k Rehab Loan Specialist
Cell 678-439-8683
http://kennycook.com
Friday, November 20, 2009
Happy Anniversary @MyraCook
11 years ago tonight was my last night as a single man for on the next day my beautiful bride, my wonderful angel, would share my life.
It has been a wonderful first 11 years and starting out together as mission workers foreign and domestic we have seen more things in our 11 years together than many people see in a lifetime. From our humble marriage day to blessings of financial wealth and back to somewhere in between we have never once had an angry night. Many find it odd since we have always worked together and been husband and wife. The truth is we both always want to be just an arm away. I am so thankful my mother got to know my precious wife for 9 years and even more grateful to God for bringing her to me. If you don't know the story of how a little Kenaitze girl from Anchorage, Alaska ended up with a snaggle-toothed southern boy just call me - I love to tell the story of Jesus and his love.678-439-8683
FHA Home Loans
Thursday, November 19, 2009
Atlanta Social Media Breakfast
What a wonderful group we had at Atlanta Social Media Brakfast today at the Atlanta Bread Company in Kennesaw/Atlanta Georgia. The topic today was none other than Posterous.
If you are not yet familiar with Posterous I just used it to post this short blog and photo which you may have found on Twitter, Facebook, Xanga, Tumblr or Wordpress. If you are in the Atlanta area please join us for our next event in January. Read more at http://smbatlanta.icobb.com678-439-8683
FHA Home Loans
Tuesday, November 17, 2009
Social Media Breakfast Atlanta - Join us Thursday morning
Featured topic is POSTEROUS - which I used to post this to Facebook, Twitter, Tumblr, Xanga and some more - all with one posting. If you are a Posterous user come share with us.
STILL LOOKING FOR PEOPLE TO STEP UP TO LEADERSHIP POSITIONS
Join us at 8AM on November 19th at:
Atlanta Bread Company Town Center
2555 Prado Lane
(Barrett Pkwy Prado Center)
Marietta, Georgia 30066
770-420-9225
MAP
Our inaugral meeting in Gwinnett brought in 20 people for a fantastic time of sharing, learning and , of course, eating!
The main topics of discussion for this meeting will :
Top Social Media Websites like Posterous and Facebook
Top Social Media Tools like TweetDeck
The Line Between Social and Unwelcomed
Maximizing the Value of the PROFILE!
RSVP is FREE and REQUIRED – click here to RSVP for free!
Since the land mass of the metro Atlanta area is larger than most we will have rotating locations until we can establish leadership for each region – Northeast (Duluth/Alpharetta/John
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